Peace of mind for later years
Final Expense Insurance in Chicago
Modest lifetime policies for seniors in Beverly, Norwood Park and every corner of the city.
Taking One Worry Off Your Family's Plate
Final expense insurance is a smaller whole life policy meant for one job: making sure the cost of a funeral and the bills that follow are covered, so the people you love are not left paying them. Life Insurance Chicago Illinois helps many Chicagoans in their fifties, sixties and seventies set one up, often after attending a service and seeing how much a family had to arrange and pay for in a hurry. The policies are simple, the premiums stay level and the coverage lasts for life. Many people call us with an adult son or daughter on the line, and we are glad to talk with both. We start by talking about what you would want covered, then show you a few benefit amounts with their monthly cost. The application is short and can be completed entirely by phone.
What Final Expense Coverage Includes
Here is what we cover with each client choosing a final expense policy.
Funeral and burial costs
The benefit can cover service, burial or cremation, so family does not pay out of pocket.
Final medical bills
Leftover medical and hospital bills can be paid from the benefit.
Outstanding small debts
Credit cards and other balances can be settled so they do not linger.
Level premiums for life
The monthly premium is set when the policy starts and stays the same.
Lifetime coverage
As a whole life policy, it does not expire at a certain age.
Simple application
Applications are short and handled by phone with you, and a family member if you like.
Flexible use of funds
Your beneficiary receives the money and can use it wherever it is needed.
Family conversations
We are happy to include adult children on the call so everyone understands the plan.
How Setting Up Final Expense Works
Talk about what you want covered
We ask what kind of service you would want and what bills might be left behind. That gives us a sensible benefit amount. The conversation is unhurried and usually takes fifteen minutes.
Compare a few amounts
You see two or three benefit levels with their monthly premiums, explained simply. We help you choose one that fits comfortably on a fixed income.
Apply by phone
We go through the short application together and answer every question. Once the policy is issued, we make sure your beneficiary knows it exists and how to reach us.
Why Seniors Choose Us for Final Expense
Patient, never pushy
This is a personal decision. We take the time to explain and never rush anyone to sign.
Family welcome on the call
Adult children often want to understand the plan. We are glad to walk everyone through it together.
Sized to a fixed income
We choose a benefit amount you can keep paying comfortably for life.
- Lifetime coverage
- Level premiums
- Short phone application
- Family welcome
Settle It Now, So They Never Have To
A final expense policy is one of the kindest things you can arrange for your family. Call and we will show you how simple it can be.