Terms and Conditions

Our Services

Life Insurance Chicago Illinois provides information, quotes and application assistance for term life, whole life, universal life, final expense, mortgage protection and children's life insurance, along with term conversion and reviews of existing policies.

Descriptions on this website are general. Coverage, eligibility and pricing are determined by the insurance company that issues a policy, based on your application.

Use of the Website

You may use this website for lawful purposes and to learn about our services. Information here is educational and is not a substitute for advice about your own situation.

Appointments and Estimates

Quotes provided by phone are estimates based on the information you give us and are not a guarantee of coverage or price. Final premiums depend on underwriting by the issuing insurance company.

No policy is in force until an application has been approved and any required first premium has been paid.

Intellectual Property

The content on this website belongs to Life Insurance Chicago Illinois or is used with permission and may not be copied for commercial purposes without written permission.

Disclaimers

This website is provided as is. We work to keep information accurate but make no guarantee that it is complete or current. Policy terms, benefits and exclusions are set out in the policy contract issued by the insurance company.

Limitation of Liability

To the fullest extent permitted by law, Life Insurance Chicago Illinois is not liable for indirect or consequential damages arising from your use of this website.

Third-Party Links

This site may link to websites run by others. We are not responsible for their content or practices.

Governing Law

These terms are governed by the laws of the State of Illinois.

Changes to These Terms

We may update these terms at any time by posting a revised version on this page and updating the date above.